Income
Dividend Corpus Calculator
Reverse the dividend maths from the income you want.
Last updated 14 August 2026 · Free · No sign-up · Nothing you type leaves your browser
The income you want
Tax
Off: the figure is the gross payout. On: it's what you want left after tax, so the required capital is grossed up.
Capital required
₹1.5 Cr
To draw ₹6 L a year in distributions at a 4.00% yield. This is arithmetic, not a recommendation to build a portfolio this way.
Annual income required
₹6 L
As a multiple of income
25×
What the yield assumption costs you
Halving the yield doubles the capital required.
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A reverse calculation, with one variable that dominates
This is the same yield-times-capital arithmetic as our dividend income calculator, solved backwards: instead of asking what a given amount produces, it asks how much capital a target income requires. The yield assumption still drives everything — halving it doubles the capital needed, which is a bigger swing than any other input in this exercise.
Tax changes the target
Dividend income is taxed at your slab rate in full, unlike an SWP where only the gain portion of each withdrawal is taxable. If the income figure you have in mind is what you want after tax, use the toggle above — it grosses the requirement up so the after-tax result actually matches what you are aiming for.
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Frequently asked questions
How much do I need to invest to get ₹50,000 a month in dividends?
Divide the annual income you want by your assumed yield. ₹6,00,000 a year at a 4% yield needs ₹1.5 crore; at 3% it needs ₹2 crore. The yield assumption is the whole calculation — small changes to it move the capital required a great deal.
Should I use the gross or post-tax toggle?
If the monthly figure you have in mind is what you want left in hand after tax, switch it on — the calculator grosses the requirement up so the after-tax result matches your target. If you are thinking in terms of the payout itself before tax, leave it off.
Is this the same as the dividend income calculator?
It is the same underlying arithmetic run in reverse. The dividend income calculator starts from capital and asks what income it produces; this one starts from a target income and asks how much capital is required. Use whichever direction matches the question you actually have.
What yield should I assume?
Be conservative. The Nifty 50 dividend yield has typically run in the 1%-1.5% range over the past decade; higher figures usually mean concentrating into specific high-payout stocks, REITs or InvITs, each with its own risk. See our dividend income guide for more on this.