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PlanRetirement
Know Your Number. Plan Your Retirement.

Retirement

Retirement Gap Calculator

Compare the corpus you need against the corpus you are on track to build.

Last updated 14 August 2026 · Free · No sign-up · Nothing you type leaves your browser

About you

Money

Assumptions

Funded by your current plan

142%

On track, on these assumptions.

Corpus needed

₹6.01 Cr

Projected corpus

₹8.51 Cr

Surplus

₹2.5 Cr

Extra SIP needed to close it

₹0

Want the full breakdown — year-by-year projection, conservative/optimistic scenarios, and what happens to this gap under different assumptions? See the full retirement corpus calculator.

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One number, fast

Some questions don't need a full projection — just a quick, honest check of where you stand. This page runs the same engine as our retirement corpus calculator but surfaces only the funded percentage and the gap, for when that's all you need.

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Frequently asked questions

How is this different from the Retirement Corpus calculator?

Same engine, slimmer output. This page skips straight to the funded percentage and the gap; the full retirement corpus calculator adds scenario comparisons, a year-by-year table and more inputs for a deeper look.

What does "funded" mean here?

Your projected corpus (existing savings plus your current monthly investment, grown forward) as a percentage of the corpus your expenses will actually require after inflation. 100% or more means your current plan is on track on these assumptions.

What should I do if there is a gap?

The "extra SIP needed" figure is the fastest lever, but not the only one — retiring later, spending less in retirement, or increasing your SIP every year rather than keeping it flat all move the same gap. The full retirement corpus calculator walks through all of them.