SBILIFE · NSE
SBI Life Insurance
Phase 4 · Capital Return
Profitable, cash-generative, and returning capital to shareholders through dividends.
Phase 1
Startup
Phase 2
Hyper Growth
Phase 3
Operating Leverage
Phase 4
Capital Return
Phase 5
Decline
Revenue growth (YoY)
-3.9%
Mar 2026 vs Mar 2025
Net profit growth (YoY)
2.4%
Operating cash flow
₹34523 Cr
Mar 2026
Returning capital?
Yes
Last dividend ex-date 2026-03-05
Revenue, profit & operating cash flow
₹ crore, by fiscal year
RevenueNet profitOperating cash flowRevenue ends at ₹112315 Cr. Net profit ends at ₹2470 Cr. Operating cash flow ends at ₹34523 Cr.
Judge management on
Capital allocation — are dividends sized sensibly against free cash flow?
Key metric to watch
Free cash flow and the dividend payout ratio.
Typically valued on
Price/earnings and dividend yield.
| Fiscal year | Revenue | Net profit | Operating cash flow |
|---|---|---|---|
| Mar 2021 | ₹81913 Cr | ₹1456 Cr | ₹23878 Cr |
| Mar 2022 | ₹82983 Cr | ₹1506 Cr | ₹21852 Cr |
| Mar 2023 | ₹80636 Cr | ₹1721 Cr | ₹28656 Cr |
| Mar 2024 | ₹131988 Cr | ₹1894 Cr | ₹29122 Cr |
| Mar 2025 | ₹116888 Cr | ₹2413 Cr | ₹25547 Cr |
| Mar 2026 | ₹112315 Cr | ₹2470 Cr | ₹34523 Cr |
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